Bank Turn You Down Home Loan?

The Nation’s #1 Non QM Lender

See why more choose CambridgeHomeLoan.com when turned down by their lender.

Non QM Mortgage Lender

Bank Turned You Down Home Loans

Bank Turn You Down? We help You become A Homeowner

You saved, You earned it, the American Dream of Home Ownership Awaits!

What is a non Qm home loan or non qualifying mortgage
Non qualifying mortgages referred to as Non QM home loans accommodate people who are not able to prove they are capable to repay the mortgage through traditional “bank” required paperwork.  Non QM mortgage work for many W2 and self employed American’s.  Those of us who do not want to share tax returns or confidential sensitive information but would like to purchase a home. These may include self employed borrowers, first time home buyers, buyers with substantial assets but limited income, jumbo and super jumbo borrowers and investors. 

Bank Turned You Down Home Loan?
Looking for a home loan? Let us help!

Credit Score To 550

Qualify Today! Low rates make it more affordable to own ever!

Statement Only Loan

Bank Statement Only Loans
Business Bank Statement Only

First Time Home Buyers
Credit Score To 550, Only 3% Down!

Jumbo and Super Jumbo Home Loans Up To $3 million, 21 Day Close!

1099 Only Loan

No Tax Returns, No Problem
1099 Only or  Asset only Loans!

Foreign National Loan

Funding with No US Credit, Social Security Number or Tax Returns

Asset Depletion Loan

No Income, No Problem
Use existing assets for your home loan

Interest Only Bridge Loan
90% of Purchase| 100% of Rehab

Up to 100% Financing!
Purchase, Rehab & Reserve Financed

Bank Turn You Down Loans
Jumbo and Super Jumbo Home Loans


Veterans and Military Discount Center

Not only do we provide the best VA Loans for our Veterans but we put together hundreds of vendors that provide special pricing for our Veterans. Click Above.

Home loans for individuals with low credit scores (FICO scores) can be challenging to obtain, but there are still options available. Here are a few avenues to explore:

FHA Loans: These are backed by the Federal Housing Administration and are known for being more flexible with credit requirements. You may be able to qualify for an FHA loan with a credit score as low as 500, although a higher score will typically result in better terms. New FHA Loans offer 100% financing for qualifying borrowers. FHA Loan Application.

VA Loans: If you’re a veteran, you may qualify for a no money down VA loan, which is guaranteed by the Department of Veterans Affairs. VA loans typically have more lenient credit requirements compared to conventional loans.

USDA Loans: No money down USDA home loans. The U.S. Department of Agriculture offers loans to low-to-moderate income borrowers in rural areas through its Rural Development program. These loans often have lower credit score requirements.

Subprime Mortgages: Some lenders specialize in offering loans to borrowers with less-than-perfect credit histories. However, these loans often come with higher interest rates and fees, so it’s essential to carefully consider whether the terms are manageable for you.

Credit Repair: Before applying for a mortgage, consider taking steps to improve your credit score. This might include paying down debt, disputing errors on your credit report, and making all payments on time.

Co-Signer: If possible, you could consider having a co-signer with a stronger credit history to help you qualify for a loan with better terms.

Home Loans for Self Employed Borrowers: From P&L only home loans to bank statement Loans asset depletion loans, Jumbo and Super Jumbo home loans, Contact CambridgeHomeLoan.com for help in creating your perfect home loan.

 

Mortgage Loan Expert Information

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What is an FHA Loan in Florida?

FHA Loans today allow for 100% financing for qualified borrowers. We are also offering the FHA NO FICO required home loan program. To Pre-qualify, fill out an application at https://www.CambridgeHomeLoan.com/application

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VA Loan in Florida

VA loans are a valuable resource for veterans, active-duty service members, and eligible surviving spouses looking to purchase a home in Florida. These loans are

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DSCR Loans Florida

Home DSCR Loans in Florida and around the US with a Fix and Flip Loan and DSCR Loan Florida from CambridgeHomeLoan.com.

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