A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

1. When you need a fast closing (Our quick close time is 5 days!)
   This can help you secure a better purchase price.
2. If High leverage or a low down payment is required.
   If repairs are needed hard money lenders look at after stabilized value
3. The property needs additional funds for renovations.
   Many hard money loans come with 100% rehab or construction funds
4. If you cannot provide verifiable income (no tax returns required).
   No income, tax returns or W2s required.
5. When the asset is not yet stabilized, leased up, or producing any income.
   You can typically  cash out once repairs are made with hard money
6. If you want a short term loan with no prepayment penalty
   You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. .