Hard Money Loan
San Diego

Hard Money Loan San Diego Benefits:

  • Up To 90% of Purchase and 100% of Rehab
  • Up To 75% of ARV
  • No Income or Employment Required
  • Fast Close!  As fast as 5 Days!
  • Fix and Flip Loans
  • Multifamily Loans
  • Commercial Real Estate Loans

APPLY NOW!

CambridgeHomeLoan.com is #1 hard money loan lender in San Diego. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive San Diego real estate market. 

Hard Money Loan San Diego
Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Loan San Diego

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix And Flip Loan San Diego

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

MultiFamily Loan San Diego/
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

Hard Money Loans San Diego

hard money lender fort washington

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan San Diego Application

Hard Money Loan San Diego

We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. 

We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily value added acquisition. 

We provide 100% of the construction costs. For all of your hard money needs, contact us today! Great Rates!  Fast Close!!

Once completed we can refinance into a 30 year loan at low rates!

Commercial Real Estate Loans

* Commercial Value Added Properties: Up to 100% of the purchase, 100% of the Rehab. Up to 75% of as repaired value.

* Multifamily Value Added Properties (See Above) or 87% LTC.

* Commercial Real Estate Financing: Conventional Purchase, Refinance, Cash Out Refinance

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

Hard Money Loan

hard money loan

$75,000 - $250 MILLION

UP TO 80% LTV

STARTING AT 7.49%

CLOSING: 3 - 7 DAYS5

Fix & Flip Loan

bridge loan

$75,000 - $250 MILLION

UP TO 90% LTV

STARTING AT 6.99%

CLOSING: 7 DAYS

Rental Investment Loan

bridge loan

$75,000 - $250 MILLION

UP TO 80% LTV

STARTING AT 3.50%

CLOSING: 10 - 14 DAYS

Hard Money Loan San Diego Program Summary

A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 5.50%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash Out Re-finance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

Benefits of Hard Money Loan in San Diego

Hard Money Loans Are Approved And Funded Quickly

Real estate investors who haven’t previously used hard money will be amazed at how quickly hard money loans are funded compared to banks. Hard money loans can be funded with 3-5 days if needed. Compare that with 30+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. This is a perfect situation for a hard money lender to step in, provide financing quickly and save the deal.

Hard Money Loans Have Few Requirements 

Banks also have a list of issues that will raise a red flag and prevent them from even considering lending to a borrower such as recent foreclosures, short sales, loan modifications, and bankruptcies. Bad credit is another factor that will prevent a bank from lending to a borrower. Most banks will not lend to a borrower who already has 4 mortgages even if the borrower’s credit is perfect with no other issues.

Hard Money Loans Provide Funding For Projects That Cannot Be Financed Elsewhere

Hard money lenders provide many loans that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. Banks want to lend money for the long term and are happy to make a small amount of interest over a long period of time.

 

About San Diego

San Diego is a city on the Pacific coast of California known for its beaches, parks and warm climate. Immense Balboa Park is the site of the renowned San Diego Zoo, as well as numerous art galleries, artist studios, museums and gardens. A deep harbor is home to a large active naval fleet, with the USS Midway, an aircraft-carrier-turned-museum, open to the public.

San Diego is renowned for its idyllic climate, 70 miles of pristine beaches and a dazzling array of world-class family attractions. Popular attractions include the world-famous San Diego Zoo and San Diego Zoo Safari Park, SeaWorld San Diego and LEGOLAND California.

One of the best places to invest in Flip houses and commercial real estate

hard money loan san diego

Not just San Diego Hard Money Loans, we are offering following loans as well:

CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

Fix and Flip or Fix To Rent Loans can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Loans

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Why Live in San Diego? Consider moving to San Diego! Not only is America’s Finest City one of the best places to live on the West Coast and one of the best places for veterans to retire, but it also has great employment opportunities, a plethora of beautiful beaches, top-notch cuisine, affordable neighborhoods, and much more!

Hard Money Loan San Diego

We are serving all of San Diego including nearbuy cities Poway, Santee, Lakeside, Bostonia, El Cajon, La Mesa, Lemon Grove, Spring Valley, Rancho San Diego, Solana Beach, La Presa, Ramona, Escondido, National City.

Not just San Diego, we are serving nationwide:

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