Cabin John Maryland’s #1 FHA loan lender. Helping borrowers in Cabin John qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Cabin John Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Cabin John Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

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Benefits of an FHA Home Loan in Cabin John Maryland

About Cabin John Maryland

The origin of the name of Cabin John, Maryland is unconfirmed and often debated. The most popular inference is that it stemmed from a misinterpretation of “Captain John”, after the Captain John’s Creek that led off of the Potomac River. Though no one knows who Captain John is or if this hypothesis is even true, Cabin John, Maryland is very real. 1912 began the beginning of modern development in Cabin John when the American Land Company purchased a large piece of land and constructed residential lots out of it. Through the remaining 1900s, Cabin John, Maryland was successful in its effort to expand both its village and residential opportunities. During this time, the first Crab Fest was held in July 1970 and what once was just a small fundraiser is now a large community tradition. The turn into the 21st century brought much more modern renovation, construction, and expansion.

Cabin John, Maryland today centers many of its things to do around the beautiful land, parks, and preservations that it holds. Along with this are the historical sites and local delicious eateries. Cabin John, Maryland is also home to one of the best safety ratings in the state of Maryland and very highly rated public schools. With all that Cabin John, Maryland offers there is no doubting why it has been named one of the best place to live in the state of Maryland. One could expect to see the price of a home in Cabin John, Maryland to be around and upwards of $900,000. 

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