FHA Loan Adamstown

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FHA loan
Adamstown Maryland

  • As Low As 3.5% Down!
  • Low Closing Costs
  • 21 Day Close!
  • Fast Approvals
MARYLAND'S #1 FHA LOAN LENDER - CLICK HERE TO APPLY!

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Home » FHA Loan Adamstown

FHA Loan Adamstown Maryland

We are Adamstown Maryland’s #1 FHA loan lender. We are helping borrowers in Adamstown qualify for the best FHA loan to meet their borrowing requirements. An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Adamstown Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Adamstown Maryland today! Purchase, Refinance, Cash Out Refinance.

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Prequalify for your FHA Home Loan - CLICK HERE!

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan in Adamstown Maryland

  • Low down payment with a minimum of 3.5% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • Great for first time home buyers.
  • An Federal Housing Administration, FHA provides a guarantee loans to the lender who is actually extending the loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • FHA loan payments should be equal to or less than 31% of a borrower’s income. If a borrower has debt, the combination of debt payments and mortgage payment should equal 43% or less of the borrower’s income. The lender may make some exceptions to this rule. We can allow for a ratio of 50% DTI
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
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Prequalify for your FHA Home Loan - CLICK HERE!

About Adamstown Maryland

Adamstown is located close to the center of Maryland. Adamstown is part of Frederick County. Adamstown is in Frederick County and is one of the best places to live in Maryland. Living in Adamstown offers residents a rural feel and most residents own their homes. Many families live in Adamstown and residents tend to lean conservative. The public schools in Adamstown are above average.

Major Attractions in and around Adamstown, MD

  • Sugarloaf Mountain (Popular hiking place with scenic views)
  • Monocacy National Battlefield (Historic Civil War site with
    trails)
  • Tarara Winery (Winery and wine)
  • Tuscarora Creek (River)
  • Prospect Hall (History)
  • Sugarloaf Mountain (Forested area with 15+ miles of trails)

For Investment Loans - Fix To Flip and Fix to Rent CLICK HERE!
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Maryland’s #1 FHA Loan Lender – First Time Home Buyer Experts

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View and learn more about our investment and commercial financing at CambridgeCapital.org