FHA loan Annapolis Maryland

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FHA Loan Annapolis Maryland – CambridgeHomeLoan.com is Annapolis Maryland’s #1 FHA loan lender. We are helping borrowers in Annapolis qualify for the best FHA loan to meet their borrowing requirements! An FHA loan is a government backed mortgage insurance by the Federal Housing Administration (FHA). Popular with first time homebuyers, FHA loans require lower minimum credit scores and low down payments.

FHA Loan Requirements Annapolis Maryland

  • A credit score of at least 580 for a 3.5% down payment
  • A credit score of 500 to 579 for a 10% down payment
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan in Annapolis Maryland today! Purchase, Refinance, Cash Out Refinance.

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Prequalify for your FHA Home Loan - CLICK HERE!

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Benefits of an FHA Home Loan in Annapolis Maryland

  • Low down payment with a minimum of 3.5% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • Great for first time home buyers.
  • An Federal Housing Administration, FHA provides a guarantee loans to the lender who is actually extending the loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • FHA loan payments should be equal to or less than 31% of a borrower’s income. If a borrower has debt, the combination of debt payments and mortgage payment should equal 43% or less of the borrower’s income. The lender may make some exceptions to this rule. We can allow for a ratio of 50% DTI
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
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Prequalify for your FHA Home Loan - CLICK HERE!

About Annapolis Maryland

Annapolis, Maryland’s capital city, is on Chesapeake Bay. Its historic district includes 18th-century brick houses and the domed 1700s Maryland State House. On Church Circle, the Romanesque-style St. Anne’s Episcopal Church has Tiffany glass windows and a historic cemetery. The sprawling waterfront grounds of the United States Naval Academy feature beaux arts architecture, monuments and a naval history museum.

Annapolis, Maryland is a lively, contemporary city where centuries-old architecture meets 21st-century living. With its convenient location, charming urban feel, and nautical heritage, it’s no wonder Annapolis was named one of the 20 best places to live on the coast by Coastal Living.

Major Attractions in and around Annapolis, MD

  • Maryland State House (Historic landmark with exhibits & tours)
  • William Paca House & Garden (Historic house with manicured grounds)
  • Annapolis Maritime Museum & Park (Museum exploring the Chesapeake region)
  • Banneker-Douglass Museum (African-American history exhibits)
  • Hammond-Harwood House (Landmark Revolutionary-era mansion)
  • U.S. Naval Academy Museum (2 floors of exhibits about naval history)

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